Why Work with an Independent Financial Planner?

It’s hard to get personalized financial advice by calling into a large call center and speaking with a different person each time. Building a long-term relationship with a local financial planner is an investment in itself. Someone who will take the time to get to know you, your family, and your values—someone who will work side-by-side with you to reach your financial goals.

Costly Mistakes compound over time

Getting advice from an independent financial planner can immediately pay dividends by saving you from costly mistakes, expensive fees, or overlooked opportunities to reduce your tax bill.  These types of mistakes can snowball over time, taking a big chunk out of your portfolio over several decades.

Getting you jump started on your financial goals

A financial planner can get you jump started and keep you on track year after year to meet your goals. While it’s possible to go it alone, it’s much easier to have a professional in your corner.

We all have multiple financial priorities that we are juggling at the same time such as saving for retirement, funding your child’s college education, buying a new car, or taking a trip. A financial planner can help guide you through these competing priorities and set up a plan for long-term success.

Just as you might see a personal trainer to get your health back on track, seeing a financial planner can be invaluable in getting your financial life on track to meet your goals.

The most important thing you can do is to get yourself started while time is on your side.

Unbiased advice

Before working with any financial professional, make sure you understand exactly how that person gets paid. If they are getting paid commissions by an insurance company, broker or bank to sell you a product, they might not have your best interests in mind at all times. If you aren’t paying them directly, then assume there is a conflict of interest.

An independent financial advisor with no products or services to sell you beyond their time and expertise can offer you unbiased advice that you can’t get working with a commissioned sales person.

Whomever you work with, make sure it’s a fiduciary legally sworn to serve you and put your interests ahead of their own.